Senior Product Manager Payments Jobs

Senior Product Manager, Payments

From $10/yr

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍 London/Cardiff/UK Remote | 💰 £105,000 - £135,000 + Benefits ✨ Our payments org At Monzo, payments are more than just moving money from A to B. They are a core part of how customers experience trust, speed, and financial control every day. As a Senior Product Manager in Payments, you would help shape seamless local payment experiences, ensuring customers can pay and get paid reliably while continuing to modernise the infrastructure that powers millions of transactions behind the scenes. The role also sits at the intersection of Monzo’s broader ambition to build truly borderless banking and expand into new markets. That means designing products and payment capabilities that work effortlessly across geographies, currencies, and customer needs, while helping Monzo scale into new markets with the same simplicity and transparency that defines the brand today. You’ll partner closely with directors in Product, Engineering, Data, and Design to help shape Monzo’s payments strategy as well lead the relationship with multiple external partners negotiating to optimise product experience and commercials. We’re now gearing up for our next phase of growth, from 15 million to 20 million customers. To succeed, you should be excited about solving tough, ambiguous business problems with analytical rigour, commercial viability and execution effectiveness 🔑 You’ll play a key role by... We Are Looking For a Customer Centric, Commercially Minded Product Manager To Lead And Grow Our Payments Business. You Will Lead a Multi-disciplinar Payments Squad And On a Daily Basis Be Working To * Identify opportunities for growing adoption and engagement of payments and shape these opportunities through all phases of planning and execution - for both retail and business segments. * Identify target audiences and prioritise efforts to attract and engage them by deeply understanding their needs and how to delight them. For these insights to inform a crisp understanding for how Monzo can win in this space. * Identify partnership opportunities to enhance customer experience and/or the unit economics of payments and be comfortable leading these conversations and negotiations. * Be a highly analytical leader with the ability to proactively assess opportunities by interrogating numerous data sources. You will be supported by data scientists but should also feel comfortable drilling into the available data yourself to help find novel opportunities. * Use these customer and data insights to form a strong, defensible opinion on the highest value areas for investment (for example in our approach to pricing, customer experience, partner choice, marketing messaging and more) * Partner with marketing to explore and execute on a wide range of methods to increase awareness and adoption including (but not limited to) CRM marketing, referrals, SEO and above the line marketing. * Develop strong partnerships with growth teams across Monzo to align with adjacent initiatives in the international money space that help to drive wider Monzo benefit. * Develop a deep understanding for the commercials of payments in order to inform decision making on where effort should be placed to drive optimal return such as identification of new partnership opportunities or negotiating existing partnerships. * Partner with our financial crime and anti-fraud teams to ensure we scale our offering while protecting customers. * Identify and build product enhancements in response to customer feedback and your own ideas on how we innovate in this space by utilising the talents of the squad you will lead, not least user experience designers and engineers. * Be the hands-on product manager for the squad, prioritising efforts across multiple workstreams as we grow our international payments offering and maintain alignment with engineering leadership on these tradeoffs. Your Day To Day Might Look Like * Leading and executing trajectory changing, cross-functional projects that align with the company’s strategic goals. * Collaborate with product, marketing, operations, and engineering teams to problem solve jointly and deliver initiatives on time and within budget. * Identify opportunities to optimise processes, drive efficiencies, and enhance project outcomes across Monzo. * Deep ownership of the P\&L for cross-border payments at Monzo, and a strong grasp of the unit economics and partnerships that power our payments products. * Drive problem solving, research and data gathering to inform decision-making and project strategies. * Own analysing data, customer needs, market, competitive insights and commercial analyses to inform strategic decision-making * Develop and track project plans, KPIs, and success metrics, ensuring timely progress and measurable results. * Mentor and support junior team members, fostering a culture of innovation and collaboration. 🤩 We’d love to hear from you if… * You have a founder mindset and take ownership of your work * You have the urge and resilience to challenge the status quo and make things better * You're excellent at managing and influencing stakeholders * You’re a persuasive communicator who can inspire stakeholders and influence decisions and project outcomes. * You're commercially minded and excited to collaborate with external partners and other stakeholders to get the best outcomes for our customers * You thrive in ambiguity, ask incisive questions and take a structured and data-led approach to problem-solving * Your super power is understanding and solving complex problems, whether it is going deep into data or based on regulation, legal documents, business processes, user needs, or technology * You're data-driven, numerate and logic oriented * You are a great project and team leader * You're humble but excited by what we're doing at Monzo The Following Would Be a Bonus * Experience working in payments and/or the foreign exchange market is highly beneficial but not critical * Experience working on business transformation and strategy * Experience working on international expansion 🙌What’s In It For You 💰 £110,000- £135,000 ➕ Incentive rewards tied to your bonus 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 📚£1,000 learning budget each year to use on books, training courses and conferences. 🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more! Read our full list of benefits. 🌈 The application journey has 3 key steps * Recruiter Call (30m): High-level fit and career trajectory. * Initial Call (45m): Deep dive into your relevant experience and motivation for the job. * Final Loop (3x1hr): Interviews covering a Project Walkthrough, Case Study, and Leadership. This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. If you're successful in applying for this role, we'll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated. Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

Senior Product Manager – CHAPS / RTGS Payments (SME Focus)

$110,000 - $120,000/yr

Location: London (Hybrid) – 3 days a week in the office Payments Experience Salary Expectations: £110,000 to 120,000 + benefits including equity Are you an experienced Product Manager with deep expertise in CHAPS payments, ready to make a real impact in a fast-growing bank? This is a unique opportunity to join a scaling organisation where you’ll take ownership of critical payment products and help shape the future of high-value payments in the UK. The Role Working closely with the CPO, you will define and deliver the product roadmap for CHAPS, ensuring the platform continues to evolve in line with customer, business, and regulatory needs. You’ll play a key role in shaping product strategy while working across technical and business teams to bring ideas to life. What you’ll be doing * Supporting the definition and delivery of the CHAPS / RTGS product roadmap * Owning and evolving the product vision for high-value payments * Leading cross-functional workshops to define requirements and solutions * Acting as a servant-leader to Scrum teams and maintaining a well-prioritised backlog * Mapping as-is and to-be processes and producing clear, detailed requirements * Ensuring products have robust operating models and stakeholder alignment * Collaborating closely with Product Owners and engineering teams to deliver change What we’re looking for * Proven experience as a Product Manager in complex, fast-paced environments * Strong track record of delivering value and driving meaningful change * SME-level knowledge of CHAPS payments (essential) * Experience within UK payments and regulated financial environments * Strong stakeholder management and influencing skills across multiple teams If you’re looking for a role where you can take real ownership and shape critical payment infrastructure, we’d love to hear from you.

Senior Product Manager, Payments

From $43/yr

Our mission at Oura is to empower every person to own their inner potential. Our award-winning products help our global community gain a deeper knowledge of their readiness, activity, and sleep quality by using their Oura Ring and its connected app. We've helped millions of people understand and improve their health by providing daily insights and practical steps to inspire healthy lifestyles. Empowering the world starts with living our values and empowering our team. As a quickly growing company focused on helping people live healthier and happier lives, we ensure that our team members have what they need to do their best work — both in and out of the office. Oura is looking for an experienced Product Manager to join our Commerce team to focus on payments. Our mission is to expand Oura’s reach to various commerce channels, all around the world, and power an ecosystem of partners and services to help our members achieve their desired health outcomes. The Commerce team at Oura is responsible for all the ways members acquire and onboard Oura products and services. Our team covers several distinct commerce channels - direct to consumer and business to business. We are also responsible for the member experience. Payments is an integral part of the purchase and member experience. With 43 countries supported and growing each year, we need to earn the trust of our members and future members by providing an experience that builds and reinforces trust with every interaction. The Payments PM will work across the entire stack - from member experience all the way to settlement and reconciliation. At every point, the Payments PM will ensure that we’re scaling while improving operational efficiency. This role is open to U.S. candidates only. This role can be fully remote or a hybrid of remote/in-person if based in the San Francisco Bay Area. What you will do: * Lead the Payments team. * Establish the Payments team’s strategic importance and business value. * Craft the vision and strategy for the Payments team, and communicate the business value of payments to stakeholders. * Collaborate with engineering on the team roadmap, bringing context to business objectives and craft frameworks to help the team make decisions. * Actively collaborate with engineering on service oriented architecture development across all phases of development - design, build, migrate, and operationalize. * Collaborate with the other commerce teams on shared service development, migration, and ongoing development. Deeply understand their challenges now and in the future to build the right solutions. * Partner with operational teams - customer experience, member experience, finance, etc. - to set and achieve organizational goals. * Work directly with payment providers - on integrations, roadmap development, and operational improvements. Enforce partner accountability. Requirements We would love to have you on our team, if you have: * 8+ years experience as a product manager, with a focus on payments. Bonus if in an ecommerce setting. * Payments experience that extends far “into the stack” - from frontend user experience optimization, to integration, to ongoing operations, to finance. * Experience in payments infrastructure such as vaulting, ledger systems, routing, tokenization, and optimization. * A deep understanding of how card payments work, and how to operate within a payments partner ecosystem. Ideally experience in managing partner relationships, including ongoing accountability and negotiations. * Excellent communication and collaboration skills, with the ability to work effectively across disciplines on a distributed team. Experience in enterprise/B2B ecommerce on a global scale. * Demonstrated ability to collaborate well with engineering, and be their internal champion. * Enough technical knowledge to be “dangerous.” You can write an API spec but not necessarily code to it. * Experience with different levels of scale. Understanding that the tools and tactics used at early stages might be different from middle stages and large scale stages. * Excellent prioritization skills, developing frameworks to help distributed teams make decisions and execute. * Humor, grace, and patience to build on Oura’s core values in a fast paced, high growth environment. Benefits At Oura, we care about you and your well-being. Everyone here at Oura has a ring of their own and we are continually looking to improve employee health. What we offer: * Competitive salary and equity packages * Health, dental, vision insurance, and mental health resources * An Oura Ring of your own plus employee discounts for friends \& family * 20 days of paid time off plus 13 paid holidays plus 8 days of flexible wellness time off * Paid sick leave and parental leave Oura is proud to be an equal opportunity workplace. We celebrate diversity and are committed to creating an inclusive environment for all employees. Individuals seeking employment at Oura are considered without regard to age, ancestry, color, gender (including pregnancy, childbirth, or related medical conditions), gender identity or expression, genetic information, marital status, medical condition, mental or physical disability, national origin, protected family care or medical leave status, race, religion (including beliefs and practices or the absence thereof), sexual orientation, military or veteran status, or any other characteristic protected by federal, state, or local laws. We will not tolerate discrimination or harassment based on any of these characteristics. We will work to ensure individuals with disabilities are provided reasonable accommodation to participate in the interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Disclaimer: Beware of fake job offers! We’ve been alerted to scammers posing as ŌURA recruiters, especially for remote roles. Please note: * Our jobs are listed only on the ŌURA Careers page and trusted job boards. * We will never ask for personal information like ID or payment for equipment upfront. * Official offers are sent through Docusign after a verbal offer, not via text or email. Stay cautious and protect your personal details. To all recruitment agencies: Oura does not accept agency resumes. Please do not forward resumes to our jobs alias, Oura employees, or any other organization's location. Oura is not responsible for any fees related to unsolicited resumes.

Senior Product Manager — Payments | Up to £90k | London (Hybrid, 2 days in office)

From $90,000/yr

Senior Product Manager — Payments | Up to £90k | London (Hybrid, 2 days in office) I’m working with a fast-growing fintech that is at the forefront of open banking infrastructure, powering some of the biggest names in financial services globally. They’re looking for a Senior PM to own their Payments portfolio end-to-end — this is a high-impact, high-visibility role sitting at the heart of some of the most exciting product initiatives in open banking right now, including Variable Recurring Payments (VRP) and data enrichment. What you’ll be doing: • Owning the vision, strategy and roadmap for the Payments portfolio • Driving GTM in partnership with Product Marketing and Commercial teams • Working closely with engineering to prioritise and deliver across the full product lifecycle • Engaging with the open banking ecosystem — banks, fintechs, regulators — to identify new opportunities • Defining and tracking KPIs and OKRs to measure impact What they’re looking for: • Strong experience in product roles within regulated industries — payments, identity, lending or similar • Solid understanding of funds flow, reconciliation, FX and/or ledger management • Knowledge of AML, fraud, risk and compliance practices • Experience working across B2B and B2B2C products • A technical background or strong technical fluency is a plus This is a hybrid role with 2 days per week in their London office. If this sounds like the right next step, feel free to apply below or send me a message directly.

Senior Product Manager, Checkout and Payments

$61,745 - $113,806/yr

We’re looking for a Senior Product Manager to own the Checkout \& Payments domain across Regal’s web and native instances. This role sits at the center of revenue generation, responsible for delivering fast, reliable, and high-converting checkout experiences while ensuring secure and scalable payment operations. As part of a growing digital technology team, you will lead the strategy and execution of end-to-end checkout and payment flows, including ownership of our payment processor relationship. You will optimize authorization rates, conversion, and overall revenue performance while balancing fraud risk and customer experience. This role requires strong product judgment in critical areas where small changes in UX, configuration, or payment routing can materially impact business outcomes. Key Responsibilities include the following, but not limited to: * Define and execute the product strategy for checkout and payments across web and native experiences. * Own the payment processor relationship and performance, including authorization optimization and issue resolution. * Drive improvements in checkout conversion, payment success rates, and revenue capture. * Balance revenue optimization with fraud mitigation through effective use of risk tools, rules, and controls. * Lead A/B testing and experimentation to optimize checkout UX, payment methods, and flows. * Partner closely with Engineering, Finance, Fraud/Risk, Marketing, and Customer Support to deliver seamless experiences. * Collaborate with Design and Design Research to improve usability, reduce friction, and build trust in payment flows. Key Criteria: * 7+ years of B2C product management experience, with strong ownership of checkout, payments, or ecommerce flows. * Deep understanding of end-to-end payment systems, including authorization, capture, settlement, and refunds. * Proven ability to improve authorization rates, conversion, and revenue performance in a live transaction environment. * Experience managing payment processors and vendors * Strong familiarity with fraud mitigation strategies, tools, and tradeoffs (e.g. rules engines, risk scoring, 3DS). * Experience running A/B tests and making data-driven decisions in high-volume environments. * Familiarity with PCI compliance, payment security standards, and data privacy considerations. * Experience with digital wallets and mobile payment methods (e.g. Apple Pay, Google Pay, PayPal, Venmo). * Strong ability to lead cross-functional partners and manage stakeholder expectations. * Experience working across Web, iOS, and Android product ecosystems. * Excellent communication, strategic thinking, and execution skills. Nice to have: * Experience with subscription billing and recurring payments. * Strong preference for B2C

Senior Product Manager Payments SME

From $200/yr

Senior Product Manager Are you an experienced Senior Product Manager / UK Payments SME with deep expertise in CHAPS and RTGS payments looking to make a real impact within a fast-growing bank? This is an exciting opportunity to take ownership of critical payment products and help shape the future of high-value payments across the UK and Europe. Working closely with the CPO, you’ll define and deliver the roadmap for key payment capabilities while driving innovation across a modern banking platform. Key Responsibilities * Own and deliver the CHAPS / RTGS payments roadmap * Lead direct CHAPS integration with the Bank of England and Pay.UK * Act as the SME across CHAPS, Faster Payments, Bacs, and SEPA * Translate business and technical requirements into scalable solutions * Work closely with engineering, product, and operational teams in an agile environment * Partner with regulators, schemes, and banking partners on payment initiatives * Drive improvements across payment infrastructure, reliability, and scalability * Track emerging trends including ISO 20022, Open Banking, Stable coins, Digital Assests and real-time payments What We’re Looking For * Proven Product Management experience within payments or financial services * Strong knowledge of UK payment schemes, particularly CHAPS (essential) * Experience delivering payment products in banks, fintechs, or PSPs * Direct scheme integration experience is highly desirable * Strong stakeholder management and communication skills * Experience working in agile, fast-paced environments This is a fantastic opportunity to join a scaling organisation where you can take real ownership. Please apply for immediate consideration

Senior Product Manager - Payments

From $300/yr

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow. Position Description The Senior Product Manager will play a key role in enhancing and managing our new B2B Embedded Payments product. This is a high-visibility role with the opportunity to interact with external partners and internal business development leaders, lead new initiatives, and provide general thought leadership within the Product Management team. The ideal candidate will have: strong client-facing interpersonal skills to discover and evaluate business needs; a deep understanding of B2B payment ecosystem, API-based products/services, and AP/AR business processes; and strong leadership skills to drive cross-functional teams towards shared vision and goals. Key Responsibilities Product Strategy \& Key Initiatives * Define and execute the product strategy for the B2B payments platform, with a focus on API integration, security, scalability, and user experience. * Create product solutions based on opportunities prioritized by the Product Advisory Council; ensure solutions are aligned with business objectives, market trends, and customer needs. * Lead market research, competitive analysis, and customer feedback to inform product decisions and identify new opportunities for growth. Stakeholder Management * Collaborate with internal stakeholders (engineering, sales, customer success, marketing, etc.) to define and prioritize product requirements. * Act as the primary point of contact for external partners and customers, ensuring their needs are addressed and incorporated into the product vision. * Communicate product vision, progress, and challenges clearly to executive leadership and other stakeholders. Product Development \& Execution * Own the end-to-end product lifecycle, from ideation and concept development to product launch and post-launch improvements. * Work closely with Product Owner and engineering teams to ensure technical feasibility, resource allocation, and timely delivery of product features. * Ensure the product adheres to industry regulations, compliance standards, and security protocols. API Management * Design and manage robust, scalable, and developer-friendly APIs that enable seamless integration with customers’ systems. * Monitor API performance, usability, and security, continuously improving the developer experience and reducing time-to-market for integrations. * Foster an ecosystem of third-party developers and partners by creating clear API documentation, SDKs, and support resources. Metrics \& Performance * Define, track, and analyze key product metrics, including API usage, transaction volumes, customer satisfaction, and product profitability. * Use data-driven insights to identify areas for improvement, refine product offerings, and make informed decisions about product direction. Requirements: Experience * 7+ years of product management experience, with at least 3 years in payments, fintech, or API-driven products. * Proven track record of managing complex B2B products, particularly within financial services, payments, or enterprise software. * Experience with API design, management, and developer ecosystems. Skills * Strong understanding of card payment processing, ACH, B2B virtual card payments, wire transfers, and other B2B payment methods. * Familiarity with RESTful APIs, microservices architecture, and cloud-based solutions. * Excellent leadership and communication skills, with the ability to influence cross-functional teams and senior stakeholders. * Analytical mindset with the ability to derive insights from data and make data-driven decisions. Education * Bachelor’s degree in Computer Science, Engineering, Business, or a related field. MBA or advanced degree preferred. Preferred Qualifications * Experience in working with B2B platforms, ERP integrations, or SaaS products. * Knowledge of compliance and regulatory requirements in the payments space (e.g., PCI-DSS, PSD2). * Hands-on experience with Agile methodologies and product management tools (e.g., Jira, Confluence, etc.). Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact jobs@globalpayments.com.

Senior Product Manager, Core Payments

Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy. As a Senior Product Manager on Toast’s Payments team, you will help shape the systems and infrastructure that power how money moves across the Toast platform. You will work closely with engineering, finance, operations, and processor partners to deliver reliable, scalable, and cost-efficient payment ca

Senior Product Manager, Payments, Identity or Integrity

At Lyft, our purpose is to serve and connect. We aim to achieve this by cultivating a work environment where all team members belong and have the opportunity to thrive. We’re looking for a Senior Product Manager to join our Payments, Identity & Integrity Platform product organization. This is a generalist senior platform PM role where the successful candidate may own product areas in Payments, Identity, or Integrity, depending on team need and candidate strength. We are espe