Financial Analyst (Senior)

**Role:** Senior Financial Analyst in the Technical Accounting \& Modeling department, focusing on credit loss analytics and financial forecasting for consumer finance portfolios under USGAAP and IFRS standards. **Responsibilities** * Perform credit loss forecast modeling, allowance estimation, and end\-to\-end analytics. * Develop automated workflows, support data \& analytics projects, and prepare audit\-ready data packages. * Manage quarterly credit loss reserve reporting, journal entries, and disclosures for SEC filings. * Analyze originations, delinquency, charge\-offs, default probabilities, and financial statements. * Communicate insights to management, committees, and cross\-functional teams. **Qualifications \& Skills** * Bachelor’s degree in finance, accounting, economics, or related field; certifications like CFA, CPA, CMA, MBA preferred. * 5\+ years of experience in credit loss forecasting, financial modeling, and data analytics. * Proficiency in Excel, Office Suite, ERP systems (SAP, Oracle), programming languages (Python, R, SAS), and visualization tools (Tableau, Power BI). * Strong analytical, presentation, and communication skills, with ability to develop and refine data analytics methods. **Work Environment:** Hybrid work with remote flexibility up to 20%, based in Torrance, with minimal travel.