Jobs at Sofi

Senior Staff Software Engineer, Crypto

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role We’re excited to invite a Senior Staff Engineer to join our amazing team at SoFi! We are on a journey to build out a new team dedicated to developing innovative crypto products and services for our members. With recent developments paving the way for SoFi to re-enter the crypto space, we’re eager to expand our product offerings with intuitive, secure, and fully-featured solutions across crypto Investing, Transfers, Payments, Custody, and beyond. As a member of our team, you’ll be right in the heart of the action—implementing functionality, architecting our systems, squashing bugs, maintaining the health of our code, and continuously growing as an engineer. We’re looking for someone who is both forward-thinking and hands-on, with a strong sense of ownership and a passion for delivering results. You’ll also be a great mentor and co-worker! At SoFi, we take pride in the collaboration between Product, Design, and Engineering, and you’ll be involved in the entire product lifecycle—from ideation through building, deploying, and ongoing improvement and evolution. Joining SoFi means becoming part of a new kind of finance company with a mission to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, helping everyone get their money right. We started with student loan refinancing, tackling the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Since then, we’ve expanded our products and services across loans, wealth management, and insurance. SoFi has seen significant growth and has ambitious plans ahead, but to continue this journey, we need talented individuals like you! Key responsibilities: * Write production-grade, scalable backend code using Java, Kotlin, Spring Boot, and modern frameworks. * Debug and resolve complex systems issues in high-scale, real-time services. * Build high-quality, scalable systems with a focus on performance, security, and reliability in crypto products. * Shape the technical architecture across SoFi’s crypto stack—wallets, custody, trading, and beyond. * Drive new ideas and technical strategies that push our crypto offerings forward. * Raise the bar on engineering through code quality, mentorship, and setting strong technical standards. * Apply deep knowledge of crypto protocols, smart contracts, and blockchain infrastructure. * Collaborate across teams to deliver reusable crypto services and integrate with SoFi’s broader platform. * Mentor engineers and contribute to a culture of technical growth and curiosity. * Lead discussions, reviews, and decisions across teams and with senior technical leadership. * Make smart, pragmatic decisions that balance speed and quality. * Stay curious—constantly learning new tools, protocols, and patterns in the evolving crypto space. * Ask hard questions, give and take feedback well, and thrive in a collaborative, fast-moving environment. What you'll need: * 10+ years of programming experience, with significant experience in modern languages and familiarity with AI tools. * BS Degree or equivalent from a fully-accredited college or university preferred. * Expert understanding and hands-on experience building and operating large-scale fault-tolerant distributed systems, workflows, databases, and mobile/web applications. * Expertise with Java / Spring / Kotlin / PostgreSQL / AWS, and any modern Java frameworks, REST APIs, and relational databases. * Deep understanding of code release, deployment orchestration/rollout mechanisms, logging, instrumentation, monitoring, and alerting in a microservices environment. * Experience with public cloud infrastructure. * Excellent verbal and written communication skills and ability to work with stakeholders across disciplines. * Understanding of blockchain fundamentals and distributed ledger technologies. * Familiarity with digital assets across major chains (Bitcoin, Ethereum, etc.). * Hands-on experience with smart contracts is a plus. * Familiarity with custody, settlement, and clearing of crypto transactions. * Experience with security and best practices for wallet management. * Exposure to crypto trading platforms, market data, and DeFi protocols. * Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage). * Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions. * Prior work in or collaboration with crypto-native companies or fintechs. * Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services. Compensation And Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Business Analyst (m/f/d)

Principal Software Engineer

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role We are looking for an innovative and entrepreneurial Principal Software Engineer to join our Builder Tools engineering organization. In this role, you will have the opportunity to directly influence, impact and lead the technical strategy and architecture of our next generation internal developer platform in an AI-fir

Staff Frontend Engineer

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We’re looking for a highly experienced Staff Frontend Engineer to join Web Core, a new web platform team at SoFi. This team will be central to scaling our 80+ consumer-facing and internal web applications. In this role, you’ll drive the design, architecture, and development of platform-level tools, libraries, documen

Senior Manager - AI Software Engineer

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: As a Senior Manager - AI Software Engineer, you will play a critical, hands-on role in managing a high-performing team while building, deploying, and optimizing scalable, real-time, full-stack custom applications, from traditional workflows and user interfaces, to applications powered by the latest advances in AI. Yo

Staff Frontend Engineer

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We’re looking for a highly experienced Staff Frontend Engineer to join Web Core, a new web platform team at SoFi. This team will be central to scaling our 80+ consumer-facing and internal web applications. In this role, you’ll drive the design, architecture, and development of platform-level tools, libraries, documen

Independent Risk Management Director

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: SoFi is seeking an energetic, detail-oriented, self-motivated, and intellectually curious Independent Risk Management Director to support the development and launch of SoFi’s Big Business Banking (Commercial) products. As part of the Second Line of Defense (2LOD), this individual will provide oversight across risk ty

Post Close Specialist

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: SoFi Bank is seeking a talented Post Close Specialist to take on a fast paced and rewarding opportunity within our organization. As a Post Close Specialist, you will be responsible for maintaining strong relationships with our investors, post-closing teams, and other financial professionals, to help deliver high-qual

Software Engineering Manager, Crypto

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role We are seeking a Manager to join the SoFi Crypto team. SoFi is building out a new team to develop crypto products and services for our members. Recent developments have created a path for SoFi to begin re-entering the space and expanding our product offerings with intuitive, secure, and fully featured products across crypto investing, transfers, payments, custody, and beyond. On our team, managers aren’t bureaucrats with a clipboard. You will be expected to show servant leadership, inspiring the engineers on your team and making the team greater than the sum of its parts. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor. At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering, and you will be overseeing the entire product lifecycle, from ideation through building and deploying, as well as continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next, we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth, we need great talent. And that starts with you. Key Responsibilities • Lead one or multiple full-stack development teams through the full development lifecycle from project requirements to deployment, ensuring deliverables are met. • Grow the team – understand what your team needs and define how to find and assess candidates. • Define the growth plan for individuals on your team. • Hold the team accountable for delivery. • Shape and support the team culture with an emphasis on continual improvement, learning, and fun. • Generate ideas for new initiatives. • Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment. • Facilitate the definition of project scope, deliverables, and goals. Requirements • BS Degree or equivalent from a fully accredited college or university preferred. • As a bonus, in a technical field. • 8+ years of experience designing, building, and operating scalable, mission-critical systems. • 2+ years of experience managing teams. • Experience hiring, training, motivating, monitoring, and coaching team members. • Willingness to roll up your sleeves, collaborate with others, and get things done. • Strong sense of responsibility; driving initiatives from inception to completion. • Ability to hold others accountable. • Experience with Agile SDLC methodologies. • A desire to learn. Nice to Haves • Understanding of blockchain fundamentals and distributed ledger technologies. • Hands-on experience working with digital assets (e.g., Bitcoin, Ethereum, stablecoins). • Familiarity with custody, settlement, and clearing of crypto transactions. • Knowledge of crypto-specific regulatory environments (e.g., SEC, CFTC, MiCA, etc.). • Exposure to crypto trading platforms, market data, and DeFi protocols. • Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage). • Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions. • Prior work in or collaboration with crypto-native companies or fintechs. • Comfort with cryptographic concepts such as wallets, keys, and signatures. • Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.