Product Specialist

**Introduction** Through our client\-facing brands and our other specialist brands, Momentum Group enables business and people from all walks of life to achieve their financial goals and life aspirations. We help people grow their savings, protect what matters to them and invest for the future. We help companies and organisations care for and reward their employees and members. Through our own network of advisers or via independent brokers and utilising new platforms Momentum Group provides practical financial solutions for people, communities and businesses. **Disclaimer** As an applicant, please verify the legitimacy of this job advert on our company career page. **Role Purpose** Play a leading role in the strategic design, development and management of guaranteed annuity and structured product solutions, ensuring competitiveness and alignment with business objectives. **Requirements** * Academically qualified associate or fellow actuary. * Minimum of 3 years' experience within the life insurance or investments industry. * Experience with guaranteed annuities and/or structured products will be advantageous. * Product development and pricing experience will be advantageous. * Leadership and project management skills. * The ability to interrogate, balance stakeholders’ needs and critical thinking. * Technical skills. * Attention to detail. **Duties \& Responsibilities****Responsibilities and work outputs** * Take the lead in developing and maintaining guaranteed annuities and structured products for any changes from a system, process and experience perspective. * Drive innovation in product design to maintain market leadership and meet evolving client needs. * Oversee and enhance pricing models to ensure financial soundness and competitiveness. * Present strategic proposals and insights to governance forums including Product Management Committees and Manco. * Monitor market trends and competitiveness of solutions. * Provide expert guidance on complex pricing and special quote scenarios, balancing stakeholder interests. * Act as a senior subject matter expert to internal and external stakeholders. * Mentor and develop junior product specialists and analysts, fostering a high\-performance culture. * Collaborate with actuarial, finance, distribution, and IT teams to implement product enhancements. **Self\-management and Teamwork (People)** * Participating in and contributing to a culture which builds rewarding relationships, facilitates feedback and promotes excellence. * Develop and maintain productive and collaborative working relationships with peers, clients and stakeholders. * Positively influence and participate in change initiatives. * Continuously develop own expertise in terms of professional, industry and legislation knowledge. * Contribute to continuous innovation through the development, sharing and implementation of new ideas. * Take ownership for driving career development. * Effectively manage time and ensure optimal productivity. * Ensure technical product and legislative knowledge is always current in order to propose the most relevant and innovative client solutions and comply with governance requirements. * Be self\-confident, self\-motivated and relentlessly pursue targets and goals. **Competencies** * Product \& Technical Knowledge * Customer \& Stakeholder Engagement * Communication Skills * Sales \& Commercial Acumen * Analytical \& Problem\-Solving Skills * Training \& Support Competency * Collaboration \& Cross\-Functional Teamwork * Adaptability \& Continuous Learning * Organisational \& Time Management Skills * Systems \& Technology Competence