Business Credit Analyst - Inland
Primary Purpose To assess and process applications for Lending Applications as well as monitor various other collateral functions. Minimum Requirements Qualifications • Banking Diploma /Finance Degree or Diploma Competencies • Finance knowledge and ability to read financial statements • Excellent computer skills in Word, Excel • Accounting principles • Good verbal and written communication • Attention to detail • Prioritizing • Quality orientation • Problem solving • Organised • Professionalism • Confidentiality • Innovation • Team Player • Assertiveness • Cost conscious • Motivated • Ability to work under pressure • Integrity • Vision • Independence Ideal Experience • 3-5 years related experience Duties and Responsibilities FINANCIALS • Assessing, analyzing and interpreting complication financial information • Completing loan application forms and submitting to loan committees for approval • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money • Prepare reports that include the degree of risk involved in extending credit or lending money • Generate financial ratios, using computer programs, to evaluate customers’ financial status CUSTOMER CENTRICITY • Ensures customer service excellence • Communicate vision and services • Identify problem areas and ensure corrective action is taken. • Analysis of the month-end reports to ensure accuracy of data. • Interprets business/customer requirements to provide timeous solutions. • Responsiveness: Speed of responses, reaction time, going the extra mile, turnaround time. REPORTS • Document Control • Monthly reporting • General Reporting This position is advertised in line with our commitment to Employment Equity.